Get to know Earthquake Insurance and its Benefits

Earthquake insurance is a type of insurance that is very suitable for Indonesians. As we know, Indonesia's geographical location is in an area prone to earthquakes. Our country is often hit by earthquakes ranging from earthquakes of very small scale to earthquakes of a very large scale.

One of the most devastating earthquakes accompanied by a tsunami has ever occurred in Aceh. Many people not only lost their belongings as a result of being swept away by the tsunami and damaged by the earthquake but people also lost their relatives and family members. You certainly want to protect and prevent major damage or loss due to frequent earthquakes that occur in Indonesia. One way that can be done is to find an insurance company that provides insurance for you and your property from natural disasters such as earthquakes.

Currently, many insurance companies offer insurance for various purposes and provide large amounts of coverage. One type of insurance offered is the type of insurance that is due to natural disasters such as volcanic eruptions, fires, big explosions, tsunamis and earthquakes. Before you choose insurance that suits your needs, it's a good idea to read some of the tips below.

What is Earthquake Insurance?

We must first know what is meant by earthquake insurance before finally choosing it. Such insurance as the name suggests is insurance that will cover loss and damage caused by earthquakes. This kind of insurance usually not only guarantees those of you who are affected by earthquakes but also those of other disasters such as volcanic eruptions, tsunamis and fires. Later, if you have this insurance, you will get compensation for goods that have been guaranteed that are damaged due to shocks or vibrations of the earth.

This earthquake can be caused due to tectonic movements or it could be due to a volcanic eruption. In addition, guarantees will also be given to you in the event of a fire or explosion caused by an earthquake directly. All losses will be covered and you will be guaranteed quickly. If the damage is caused by an earthquake accompanied by a tsunami, you can also get insurance for all damage to the agreed upon items such as property or buildings.

Terms of Guarantee

You will get this insurance guarantee if the damage to goods or buildings does occur due to earthquake shocks and not on purpose. In addition, the amount of guarantee that will be given is insurance for an earthquake that occurs for 72 hours and is considered as a series of events. This means that you will only get one replacement and claim discount. Damage and losses that are usually caused by earthquakes and other natural events are usually very large, so the coverage price for this type of insurance is usually also large.

You can get this insurance from a trusted and experienced insurance company for a long time. You need to think about using this insurance because indeed we are and live in areas with a risk level for the threat of an earthquake. Protecting property and buildings from earthquakes with earthquake insurance can make us calmer. You can find more information about this insurance by coming directly to the insurance company or you can consult online.